Our Providers’ Licenses

1. Versine

Oversine, Inc. (“Versine”) is not a bank or a money transmitter. Versine does not hold your money or move it for you: your balance is in your own wallet, and every payment is approved by you with your passkey, one at a time or through a payment rule you approved. Your balance is not a bank deposit and is not insured by the FDIC. See Section 3 of our Terms of Service.

2. Adding money: Coinflow, with Brale

Coinflow processes money you add by debit or credit card, Apple Pay, Google Pay, bank account, PayPal, Venmo or Cash App. Brale Inc., Coinflow’s licensed partner, delivers it to your balance.

• Brale Inc. is a licensed money transmitter, NMLS ID 2376957. Brale’s licenses on NMLS Consumer Access
• Brale’s disclosures, including how to contact state regulators.

3. Identity verification and bank payouts: Bridge

Bridge Building Inc. (“Bridge”) verifies your identity and pays out to bank accounts. Bridge’s U.S. licenses and registrations

4. Wallet infrastructure: Coinbase Developer Platform

Coinbase Developer Platform provides Versine’s wallet infrastructure. Your wallet is self-custodial: it is controlled by the passkey on your device.

5. Other providers

Coinbase (Apple Pay and Google Pay) and Stripe (debit and credit cards saved in Link) also process money added to some accounts, under their own licenses and terms. See Section 5 of our Terms of Service.

6. Contact

Oversine, Inc., 2261 Market Street STE 68058, San Francisco, CA 94114 · legal@versine.com